Digital Disruption in Global Banking: An Indian Perspective
Adhiita Consultancy ServicesBanking/FintechProject Objectives:
The Indian banking sector is undergoing unprecedented digital transformation, driven by UPI, fintech partnerships, and AI adoption. This report analyzes
Key disruptors: UPI’s global rise, neobanks (Jupiter, Fi), and blockchain pilots.
Regulatory enablers: RBI’s sandbox, Account Aggregator framework.
Challenges: Cybersecurity risks, digital divide, and profitability pressures.
Using RBI data, fintech surveys, and global benchmarks, the study provides a roadmap for traditional banks to compete in the digital era.
Project Tasks:
Compare UPI with Brazil’s Pix/EU’s SEPA Instant.
Audit a neobank’s app (e.g., Fi) for UX/security.
Propose an solution for rural banking inclusion.
Analyse: Will CBDCs replace UPI?
Educational Qualifications
B.ScB.ComBBAM.ComMBA
Required Skills
Problem-Solving SkillsDigital LiteracyAnalytical & Research SkillsUnderstanding Of Banking SystemsAwareness Of Emerging Technologies
