
To compare the cost efficiency of digital and traditional banking services in Indian banks.
To analyze the impact of digitalization on the profitability of Indian banks.
To identify the key factors influencing the adoption of digital banking services in India.
To assess the challenges and opportunities faced by Indian banks in transitioning from traditional to digital banking.
Conduct a literature review on the evolution of banking services in India.
Collect data on the cost structure and profitability of Indian banks offering digital and traditional banking services.
Analyze the data using financial ratios and cost efficiency measures.
Interview bank executives and customers to understand their perspectives on digital and traditional banking.
Prepare a research report outlining the findings and recommendations for Indian banks to enhance cost efficiency and profitability in the digital era.