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The role of fintech platforms in enhancing financial inclusion through micro-investments portfolios; Zerodha & Groww

Adhiita Consultancy ServicesFinancial Technology
LocationRemote
#HiringActivily
#TopOpportunity

Project Objectives:

To understand the concept of financial inclusion and the role of FinTech platforms in promoting it.

To examine how platforms like Zerodha and Groww enable micro-investments for first-time and small-scale investors.

To evaluate the accessibility, affordability, and user experience of these platforms for financially underserved populations.

To analyze the effectiveness of micro-investment products in encouraging savings and wealth creation.

To assess the contribution of FinTech innovations to bridging the investment gap in India.

Project Tasks:

Conduct a literature review on financial inclusion, micro-investments, and the evolution of FinTech in India.

Study the business models and investment features of Zerodha and Groww focused on retail and micro-investors.

Analyze user onboarding processes, minimum investment thresholds, and digital literacy support on both platforms.

Collect and compare data on customer growth, product usage, and investment volumes for small-ticket portfolios.

Conduct surveys or interviews (if feasible) with users or financial advisors to gather insights on user satisfaction and barriers.

Explore regulatory support and government initiatives aligned with digital investment access for underserved communities.

Prepare a report presenting the role, impact, challenges, and recommendations for enhancing financial inclusion through FinTech micro-investments.

Educational Qualifications

B.TechB.ComBBAM.ComMBAPGDM

Required Skills

Financial Inclusion AnalysisPolicy & Regulatory AwarenessMicro-Investment StrategyFintech Platform ResearchRetail Investor Behavior Understanding