Microfinance has emerged as a key tool for financial inclusion, providing small loans, savings, and insurance to low-income individuals. Banks and Microfinance Institutions (MFIs) play a crucial role in bridging the gap between formal banking and the unbanked population.
Analyze the financial viability of microfinance in banking.
Examine accounting practices in MFIs.
Compare global microfinance models.
Collect MFI financial statements (e.g., Bandhan Bank, Ujjivan).
Analyze NPA trends in microfinance vs. traditional banking.
Interview MFI loan officers on ground-level challenges.
Compare accounting standards (Ind AS vs. IFRS for MFIs).
Study digital disruption in microfinance (JAM Trinity impact).
